Assignment 2: LASA 1—Financial Decisions

 

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In both your professional and personal life, you will make a variety of decisions. You should consider the financial and nonfinancial aspects while making decisions.
To evaluate scenarios, you will also use some tools such as net present value (NPV) and return on investment (ROI) that you have discussed so far.
In this assignment, you will evaluate the financial aspects of making decisions.
Tasks:
Investigate any two of the following financial decisions:

 

  • Using net present value calculations, determine which has a higher ROI
    • Buying a Chevrolet Impala today for $30,000, putting $15,000 down and taking a six-year loan for the rest at 5%

      or

    • Leasing the Impala for 4 years at $329 a month. Since $4000 is due when the lease is signed, the rate will equal to 5%.

      Show your work and explain your rationale.

 

  • Commit to buy a vacation home in the climate of your choice, rent the home out when you are not using it, or sign a five-year lease for the home for the two months a year you plan on using it.
  • Another buy-or-lease alternative. You could buy the home for $300,000, putting 20% down and renting it out at $1400 a month. Which would make more sense? Renting or leasing the home? Explain your rationale.
  • Lease your home for the next three years or sell it with the intent to return to the same geographic area after you complete a three-year expatriate assignment in the country of your choice.
  • Given the facts above, should you lease the house or sell it? The current market value is approximately $320,000. Explain your rationale, and show your work.

 

For the two options that you selected (and using the figures given above for those options), investigate the realistic assumptions for your location and include the information you found in the analysis. Create a paper in about 1,000–1,200 words, including the following:

 

  • Initial information/approach: purchase price, rebate, down payment, amount to finance, etc.
  • Payments formulas and calculations
  • Explanation of the financial factors that you are employing in the selected decisions
  • Conclusion containing the “best answer” for your personal life on the basis of these financial factors
  • Probability of following the recommended “best answer” (assuming that these are the only decision options)

 

Submission Details:

 

  • By Wednesday, October 21, 2015, save your paper as M3_A2_lastname_firstinitial.doc, and submit it to the M3: Assignment 2 Dropbox.

 

MS6014 LASA 1 Grading Rubric

 

 

 

Criteria Explanation:  

 

                                                Organization = How have ideas been structured so that the reader can understand them?

 

                                                Comprehension of subject matter = How well is knowledge demonstrated and to what depth?

 

                                                Analysis = How well has the writer considered the material and discussed it?

 

                                                Writing style = How clear and focused is the report?

 

                                                Grammar and mechanics = How well has the report been presented?

 

 

 

LASA 1—Financial Decisions Grading Rubric

 

NOTE: If a component is absent, student receives a zero for that component.

 

 

 

Assignment Component

Unsatisfactory

 

Emerging

 

Proficient

 

Exemplary

 

Score

Content Knowledge: Understanding

 

Communicates understanding of financial factors employed in the selected decisions.

CO 1, 3

HRM PO 1, 2

NPM PO 1, 2

OL PO 1, 2

ILO 1, 2, 3, 6

 

 

Response does not incorporate analysis or synthesis of central concepts of the assigned topic.

 

Response reflects lack of understanding of the specific topic within the discipline.

 

Response provides inaccurate supporting details and irrelevant examples.

Response incorporates minimal analysis and synthesis of central concepts of the assigned topic.

Response reflects a superficial understanding of the specific topic within the discipline.

 

 Response provides few details and examples.

Response incorporates analysis and synthesis of central concepts of the assigned topic.

 

Response reflects understanding of the nature of the specific topic within the discipline and its applications in contemporary times.

Response provides necessary details and specific examples.

 

Response incorporates in-depth analysis and synthesis of central concepts of the assigned topic leading to new conclusions and recommendations.

Response reflects a thorough understanding of the nature of the specific topic within the discipline and its applications in contemporary times.

Response provides a variety of insightful details and specific examples that consider different perspectives.

Unsatisfactory: <30

Emerging: 31-34

Proficient: 35-38

Exemplary: 39-40

 

______ / 40 pts

Comments

Content Knowledge: Application Component 1

 

Communicates the ability to analyze the situation and provide optimal conclusions on the basis of  financial factors.

 

CO 1

HRM PO 1

NPM PO 1

OL PO 1

ILO 1, 3, 6

 

 

Response exhibits substantial gaps in knowledge of the disciplinary content knowledge.

Response provides a minimal explanation of the specific issue within the context of the topic area.

Response fails to provide supporting details or examples.

Response exhibits some gaps in knowledge of the disciplinary content knowledge.

Response discusses the specific issue superficially within the context of the topic area using a few details.

Response relates the specific aspect of the issue to applicable areas within the discipline.

Response is supported by current literature, but is not consistently done.

.

 

Response demonstrates a working command of the disciplinary content knowledge.

Response examines the specific issue within the context of the topic area using relevant details and examples.

Response analyzes the specific aspect of the issue to applicable areas within the discipline and their relevance to real world contexts.

Response is adequately supported by current and relevant literature.

Response demonstrates an exemplary understanding of the disciplinary content.

Response provides an in-depth discussion of the specific issue within the context of the topic area using relevant details and numerous examples.

Response analyzes the specific aspect of the issue to applicable areas within the discipline and provides insightful recommendations related to real world contexts.

Response is supported by current and relevant literature based on sound theories and best practices leading to effective conclusions.

 

Unsatisfactory: <56

Emerging: 57-66

Proficient: 67-76

Exemplary: 77-80

 

______ / 80 pts

 

Comments

Content Knowledge: Application Component 2

 

Communicates the ability to assess the probability of following the recommended solutions

 

CO 1

HRM PO 1

NPM PO 1

OL PO 1

ILO 1, 3, 6

 

 

Response exhibits substantial gaps in knowledge of the disciplinary content knowledge.

Response provides a minimal explanation of the specific issue within the context of the topic area.

Response fails to provide supporting details or examples.

Response exhibits some gaps in knowledge of the disciplinary content knowledge.

Response discusses the specific issue superficially within the context of the topic area using a few details.

Response relates the specific aspect of the issue to applicable areas within the discipline.

Response is supported by current literature, but is not consistently done.

 

Response demonstrates a working command of the disciplinary content knowledge.

Response examines the specific issue within the context of the topic area using relevant details and examples.

Response analyzes the specific aspect of the issue to applicable areas within the discipline and their relevance to real world contexts.

Response is supported by current and relevant literature.

 

Response demonstrates an exemplary understanding of the disciplinary content.

Response provides an in-depth discussion of the specific issue within the context of the topic area using relevant details and numerous examples.

Response analyzes the specific aspect of the issue to applicable areas within the discipline and provides insightful recommendations related to real world contexts.

Response is supported by current and relevant literature based on sound theories and best practices leading to effective conclusions.

Unsatisfactory: <45

Emerging: 46-51

Proficient: 52-57

Exemplary: 58-60

 

______ / 60 pts

 

Comments

Written Communication/Personal Effectiveness

Conveys through written word understanding and application of the essential assignment components

HRM PO 3

NPM PO 3

OL PO 3

ILO 2

 

Writing is disorganized and lacks appropriate APA style and format.

Writing is unclear and includes major grammatical and usage errors.

Writing shows gaps with respect to organization and rhetoric; has some errors with respect to APA style and format;

Writing is somewhat clear, but includes some major grammatical or usage errors.

 

Writing is concise and clear in content, language use, grammar, organization, and sentence structure.

Writing is free of major grammatical and usage errors.

 

Writing is professional and scholarly, reflecting mastery of content, language use, grammar, organization, and sentence structure.

Writing is cohesive, convincing, and well composed.

 

Unsatisfactory: <14

Emerging: 15-16

Proficient: 17-18

Exemplary: 19-20

 

______ / 20 pts

 

Comments

 

 

 

 

Total:

/ 200 pts

 

 

 

 

 

 

 

 

Total Score = 200

Exemplary = 185–200

Proficient = 169–184

Emergent = 153–168

Unsatisfactory < 152

 

 

 

 

 

 

Comments

 

 

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